Ontario Heat Pump Rebates 2026: The Complete Guide
Ontario homeowners can access up to $2,000 (gas), $7,500 (electric/oil/propane/wood), or $12,000 (geothermal) in heat pump rebates — plus a low-interest BetterHomesTO HELP loan up to $125,000 for Toronto homeowners. Here's every dollar you may qualify for.
Toronto homeowners can stack a BetterHomesTO HELP low-interest loan up to $125,000 (repaid over 15 years through property tax) to fully cover the install. Or skip the upfront cost entirely with the Enbridge Sustain lease-to-own program.
We install across the GTA — see local pricing for Toronto, Scarborough, and North York.
Heat Pump Rebate Programs in Ontario
There are several programs Ontario homeowners can use to offset the cost of a heat pump installation, including rebates, low-interest financing, and lease-to-own options.
Home Renovation Savings Program
StackableOntario's main heat pump rebate program. The amount depends on your current primary heating source: $500/ton up to $2,000 for natural-gas-heated homes (Enbridge Gas customers), or $1,250/ton up to $7,500 for electric/oil/propane/wood-heated homes. Ground-source (geothermal) systems qualify for higher caps: $3,000 flat for gas homes, $2,000/ton up to $12,000 for non-gas homes. Active through November 2026. No EnerGuide audit required when installed as a single upgrade.
BetterHomesTO HELP Loan
StackableToronto's Home Energy Loan Program (HELP) — a low-interest loan for energy-efficient home improvements, including heat pumps, heat pump water heaters, ductless mini-splits, insulation, and rooftop solar. Repayment is tied to your property tax bill over up to 15 years (20 years for projects that include rooftop solar). Toronto homeowners only.
Enbridge Sustain Lease-to-Own
StackableLease-to-own a new heat pump (or any HVAC equipment) with zero upfront cost. Predictable monthly payments cover installation, annual maintenance, all repairs, and warranty. You own the equipment outright at the end of the 15-year term. Available across Enbridge's Ontario service area. Stacks with the Home Renovation Savings rebate.
OHPA — Oil to Heat Pump Affordability
StackableFederal program for homeowners switching from oil heating to a qualifying heat pump system. Stacks on top of the provincial Home Renovation Savings rebate, often covering most or all of the install cost on oil-heated homes.
What Types of Heat Pumps Qualify?
Not all heat pump systems qualify for the same rebate amounts. Under the Home Renovation Savings program, rebates are calculated per ton of capacity. Ground source systems qualify for the highest amounts.
Cold-Climate ASHP (gas-heated home)
Enbridge Gas customers receive $500 per ton. A 4-ton install gets the full $2,000. Cold-climate units must be rated for sub-zero operation. Most common choice in the GTA.
Cold-Climate ASHP (electric/oil/propane/wood home)
Non-gas homes receive $1,250 per ton — over 2× the gas-tier rate. A 4-ton install hits the $7,500 max. Oil-heated homes can stack federal OHPA on top.
Ductless Mini-Split Heat Pump
Qualifies under the same per-ton rebate structure as central heat pumps. Eligibility tier depends on your current primary heating source. Ideal for homes without ductwork or for zoned heating/cooling.
Ground-Source (Geothermal) Heat Pump
The highest rebate tier. Gas homes: $3,000 flat. Non-gas homes: $2,000/ton up to $12,000. Best for new builds, major renovations, or homes with available outdoor space for the loop field.
Eligibility Requirements
To qualify for heat pump rebates in Ontario, you need to meet the following criteria. Most Toronto homeowners with an existing natural gas system are eligible.
Home Renovation Savings Requirements
- Must be an Enbridge Gas customer at the installation address (for gas customer rates)
- Heat pump must be installed by a qualified contractor
- Equipment must meet minimum efficiency requirements
- Residential property (owned, not rented)
- No EnerGuide audit or pre-approval required — apply after installation
BetterHomesTO HELP Loan Requirements
- Toronto homeowner — single, semi, row house, townhome, or duplex
- Home located within City of Toronto limits (primary residence)
- Zero-interest loan up to $125,000 — repaid over up to 15 years
- Repayment tied to your property tax bill (PACE structure)
- Stacks with Home Renovation Savings rebates and OHPA
- Heat pump must be installed by a qualified contractor
How to Claim Your Heat Pump Rebates
As a certified Enbridge Sustain Trusted Partner, we handle the heavy lifting. Here is what the process looks like when you work with Megacity HVAC.
Free Home Assessment
We visit your home, assess your current system, insulation, and layout, then recommend the best heat pump system for your needs and budget. We identify all rebates and financing options you qualify for.
System Selection & Quote
We provide a detailed quote including equipment, installation, and a breakdown of applicable rebates. We also discuss financing options like BetterHomesTO or the Enbridge Sustain lease-to-own program.
Installation
Our TSSA-certified technicians install your heat pump system according to manufacturer specifications and local building codes. Installation typically takes 1-2 days.
Paperwork & Rebate Submission
We handle all Home Renovation Savings rebate paperwork on your behalf. No EnerGuide audit is required for heat pump rebates under this program. Most homeowners receive their rebates within 6-8 weeks of installation.
How Long Does the Process Take?
Total timeline from first call to receiving your rebate is typically 2-3 months. The installation itself is completed quickly — it is the rebate processing that takes time. No EnerGuide audits are required, which speeds up the process significantly compared to the old programs. We track everything and keep you updated.
Heat Pump Rebate FAQs
How much can I save with heat pump rebates in Ontario?
Do I need an EnerGuide audit for heat pump rebates?
Can I get rebates for a ductless mini-split heat pump?
How long does it take to receive my rebate?
Does Megacity HVAC handle all the rebate paperwork?
Are heat pump rebates available in 2026?
Find Out What You Qualify For
Contact us for a free assessment and we will tell you exactly which rebates apply to your home, how much you can save, and handle all the paperwork from start to finish.